$ in PWRD / $ in Vault
. Higher utilisation generates higher Vault yields but also increases the potential loss in case an underlying protocol or stablecoin fails (see example here). Vault total yields = Vault deposit yields + (30% + 3/8*Utilisation) * PWRD deposit yields
Vault total yields = Vault deposit yields + [60% + 2(Utilisation - 80%)] * PWRD deposit yields